Frequently Asked Questions

What is the Louisiana Health Plan?
What types of coverage do you provide?
Who provides the coverage?
What are the policy limits?

How do I apply for coverage?
Who is eligible for coverage?
Can I be turned down because of my illness?
How much does it cost?
What are the delivery details for LHP renewal information and premiums?

What is the Louisiana Health Plan?

  • Non-profit entity
  • Created by the state legislature
  • Provides individual health insurance to residents in Louisiana who cannot obtain health insurance coverage elsewhere and who are not eligible for Medicaid or Medicare

 

 What types of coverage do you provide?

  • Major medical insurance covering:
    • Doctor visits
    • Prescription drugs
    • In-patient/out-patient procedures
    • Diagnostic testing
    • Hospitalization, etc.

 

Who provides the coverage?

  • Louisiana Health Plan
  • A third party administrator handles claims and premium collections

 

What are the policy limits?

  • $200,000 Annual limit
  • $1,000,000 Lifetime limit

 

How do I apply for coverage?

 

Who is eligible for coverage?

 

Can I be turned down because of my illness?

  • No

 

How much does it cost?

What are the delivery details for LHP renewal information and premiums?

  • LHP renewals can be sent as follows:
     
    United States Postal Service:
     
    Louisiana Health Plan
    P.O. Box 83880
    Baton Rouge, LA  70884-3880
     
    Overnight Delivery Service:  (Physical Address and Telephone Number:)
     
    Louisiana Health Plan
    7742 Office Park Blvd., Suite B-1
    Baton Rouge, LA  70809
    (225) 926-6245
     
     
    Premiums are due and payable JANUARY 1, 2013 at the COVENANT ADMINISTRATORS OFFICE below.  Make checks payable to Louisiana Health Plan (make sure the policyholder name and plan number are on the check) and MAIL them to the following address:  You should already have a white return envelope in the renewal packet that was mailed to you.
     
    Covenant Administrators, Inc.
    LHP Premium Payment Department
    P.O. Box 7
    Suwanee, GA  30024-0007